A home warranty offers peace of mind by covering unexpected repair or replacement costs for essential systems and appliances in your home. But not all home warranties are created equal. To ensure you're getting real value, it’s important to know what your plan should include. In this guide, we’ll explore the top five things your home warranty should cover to help you avoid costly surprises.

1. HVAC System

Your heating, ventilation, and air conditioning (HVAC) system is one of the most critical and expensive components of your home. A good home warranty should cover both parts and labor for repairs or replacement of your furnace, air conditioner, and ductwork. This ensures comfort throughout the seasons without high out-of-pocket expenses.

2. Plumbing System

Plumbing problems can escalate quickly and lead to water damage. A comprehensive warranty should cover leaks, pipe blockages, water heater issues, and fixtures. Some plans even include coverage for sump pumps and interior plumbing stoppages, giving you a broader safety net.

3. Electrical System

Your home’s electrical system powers everything from lights to appliances. A warranty should cover wiring, circuit breakers, outlets, and fuse boxes. Faulty electrical components can be both inconvenient and hazardous, so reliable coverage is essential for safety and functionality.

4. Kitchen Appliances

Major kitchen appliances like your refrigerator, oven, stove, and dishwasher are often used daily. A good home warranty should cover these items to ensure fast, affordable repairs or replacements. This helps maintain your kitchen's efficiency and prevents food spoilage or cooking delays.

5. Washer & Dryer

Laundry appliances are not only convenient but also essential to daily life. Breakdowns can be frustrating and expensive. Ensure your warranty plan includes your washing machine and dryer, including coverage for drum issues, motor failure, or electrical malfunctions.

Conclusion: Choose Coverage That Truly Protects

When selecting a home warranty, always read the fine print and understand what is and isn't covered. Focus on plans that protect the systems and appliances you rely on most. The right coverage can save you from financial stress and unexpected repair costs, giving you confidence and comfort in your home every day.